Monetary Literacy & Mastery Foundation

When I was in school, we had "accounts" as an elective subject. I chose to study accounts, the course included a small section on finance and economics. When I went to college, finance was one of the subjects that I studied. I also studied business and investment.

When you were in school or college, did you study finance?

How did you learn about your credit score and how to manage it?

Where do you learn about that or where did you learn about that?

Has your information on credit scores changed over the years? If so, how?

What are your thoughts on the previous rumors of canceling student loan debt? As of right now, the estimated amount of student loan debt within the U.S. is $1.83 trillion. With the ongoing conflict over in the middle east and regular inflation, interest rates are spiking. Would you be opposed if the government forgave student debt for everyone, or maybe just those without high incomes?

How do you manage your personal finance, do you have any rules or strategy that you follow? Well, I have a simple strategy to manage my personal finance, I follow the rule of 50/30/20. I allot 50 percent of my income for paying for essential items (rents, utility bills, etc.), 30 percent for wants and wishes (entertainment, etc.), and 20 percent for saving and investment. This rules helps me to keep my expenses on track.