Monetary Literacy & Mastery Foundation

What if the currency in your wallet was created through a chain of IOUs?

In Episode 4 of Hidden Secrets of Money, Mike Maloney breaks down one of the most important — and least understood — parts of the modern financial system: how currency is created.

This episode explains how Treasury bonds, Federal Reserve checks, banks, debt, taxes, and fractional reserve lending all work together inside what Mike calls the biggest scam in the history of mankind.

The core idea is simple but shocking: the Treasury issues IOUs, the banks buy those IOUs, the Federal Reserve writes its own IOUs, and currency springs into existence. The process repeats over and over, enriching the banking system while increasing the national debt and passing the bill to the public.

Mike also explains why inflation is not simply “prices going up,” why debt must keep expanding under the current system, and why understanding the difference between money and currency is essential.

Welcome to the 5th episode of Michael Maloney's Hidden Secrets Of Money. In this instalment, we travel to Berlin and Frankfurt, where we were able to film the money museum inside the Bundesbank...one of the world's largest Central Banks.

This episode serves as an ideal primer for those waking up to the monetary matrix around them, as it clearly shows the history of true money and why it so important to our freedom. The quality of a society is directly proportional to the quality of its money. Debase a currency for long enough, and you end up with dangerous deficits, debt driven disasters, and eventually...delusional dictators. History proves this to be true.

In episode 9 of Hidden Secrets of Money, Mike Maloney draws eerie parallels to the misguided leaders and monetary policies that doomed civilizations from Ancient Rome to modern-day America.

Can President Trump save America? Will the Federal Reserve Board be able to pull off yet another round of extremist interference and postpone a crisis?

Find out how Mike he believes it will play out.

Following up on the resounding success the World Premiere of Hidden Secrets of Money Episode 9, watch the powerful conclusion to this two-part installment.

History shows that once or twice in a generation a global crisis comes along that radically devastates people’s way of life. A fundamental shift so big and drastic and overwhelming that it destroys their standard of living and impacts every area of their lives. We are about to experience one of those events…As Mike Maloney outlines in his brand new episode of the Hidden Secrets of Money, that next major event is deflation. And the culprit will be a relatively obscure monetary term that will impact virtually every area of your life: money velocity. You may not know exactly what money velocity means, but we will all soon experience it firsthand. In fact, money velocity will be the culprit of not just deflation, but the resulting inflation—and maybe hyperinflation—that will immediately follow. [Mike refers to it as “currency” velocity, a more accurate term, since true “money” is gold and silver.] The good news is, there is a way to protect yourself and even profit from these upcoming crises. History shows that on the opposite side of every crisis, there is an equal opportunity…

Today, mankind stands at a crossroads, and the path that humanity chooses may have a greater impact on our freedom and prosperity than any event in history. In 2008 a new technology was introduced that is so important that its destiny, and the destiny of mankind are inextricably linked. It is so powerful that if captured and controlled, it could enslave all of humanity. But if allowed to remain free and flourish - it could foster unimaginable levels of peace and prosperity. It has the power to replace all financial systems globally, to supplant ninety percent of Wall St, and to provide some functions of government. It has no agenda. It's always fair and impartial. It can not be manipulated, subverted, corrupted or cheated. And - it inverts the power structure and places control of one's destiny in the hands of the individual. In the future, when we look back at the 2.6 million-year timeline of human development and the major turning points that led to modern civilization - the creation of farming, the domestication of animals, the invention of the wheel, the harnessing of electricity and the splitting of the atom - the sixty year development of computers, the internet and this new technology will be looked upon as a single event...a turning point that will change the course of human history. It's called Full Consensus Distibuted Ledger Technology, and so far its major use has been for cryptocurrencies such as Bitcoin....but its potential goes far, far beyond that.

What if the next financial crisis is not caused by one bubble — but by many cycles peaking at the same time?

In Episode 6 of Hidden Secrets of Money, Mike Maloney explains why he expects deflation before big inflation or hyperinflation. Using the rollercoaster metaphor from his book, Mike breaks down how the 2008 crisis, the credit bubble, housing, demographics, household debt, stock market valuations, the Kondratiev wave, and the global monetary system are all connected.

The core warning is simple: all bubbles pop.

Is the world moving away from the U.S. dollar?

In Episode 3 of Hidden Secrets of Money, Mike Maloney explains how the global dollar standard was created, why it gave the United States extraordinary financial power, and why that system is now showing signs of stress.

From countries repatriating gold to nations creating trade agreements outside the dollar, Mike lays out the warning signs of a major monetary shift — and why the end of the dollar standard could have enormous consequences for savers, investors, and families around the world.

This episode builds on Episode 2 by showing how monetary systems change over time, why fiat currencies eventually fail, and why gold and silver have remained trusted forms of money throughout history.

What can ancient empires teach us about America’s future?

In Episode 2 of Hidden Secrets of Money, Mike Maloney explores the repeating pattern of empire — from rise, expansion, and prosperity to debt, currency debasement, and decline.

This episode connects the lessons of history to the modern monetary system and shows why understanding the difference between real money and currency is so important today.