Have you ever purchased a shared streaming service?

To give you an example of what I mean: there are offers—say, for $10 or $20—that bundle several streaming platforms together. For instance, you might get a package including Netflix, HBO, Disney, and YouTube Premium for just $10 or $20 a month. However, these are shared accounts; someone else shares one of their profiles from each of these services with you, giving you access to all of them through those shared profiles. Have you ever purchased a service like this, or have you never done so? I’ve heard there’s a risk of getting banned, but I’m not sure—I’ve never tried it myself. That’s why I’m interested in hearing not just your opinions, but also your actual experiences.