Ever since I've been using banks for all my transactions, it have always been debit card that I use for everything. I've never for once considered applying for credit card for any reason whatsoever because it's not worth it.
Do you make use of debit or credit card? Why did you choose the one which you're using?
I have always made use of a debit card as I much prefer to only be able to spend the money I have access to, rather than have an amount I can spend and then have to pay it back.
I have been toying with the idea of seeing if I can get a credit card, though, mainly to increase my credit score, as when I was in a mentally abusive relationship, my then partner used my name for a lot of purchases without my knowledge, and that didn't help at all. Most have been wiped, but I am still finding some.
I can only get a debit card. My credit isn't good enough for a credit card due to a past bankruptcy.
Credit card. It offers far better consumer protections, at least in my country. And with the primary card we use, we receive cash back on purchases, which, while not game changing, is a nice bit of side income. As the balance is always paid off each pay cycle, we aren't paying anything in interest. I only use debit card to get cash out of an ATM.
I won't lie, debit card keeps me honest because I spend only what I have, it doesn't deep me in debt and no interest surprises. Debit credit? It can build scores, offer some protection, but the temptation is high..
I like debit cards and I do not like credit cards due to the fact that you have to pay a lots of interests on credit card once you miss the deadline. This could be quite chaotic. Havi g said that, I do not use either of them.
I prefer debit cards. I like to pay for everything in cash, and the great thing about debit cards is that you don't need to carry all your money with you. It's literally similar to a bank transfer. I only use my credit card to pay for online services because most only accept credit cards. That's the only reason. Although lately I've been using virtual cards a lot, which work incredibly well, and I can get them 100% online without having to wait for them to send me the physical card. I find it much more practical.
I do not have a credit card and would not want to own one It is the debit card that I use for all online shopping, paying mobile recharges and electricity bills I have an account with Amazon Pay and it is cakewalk to make all these payments.
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